Simplicity, Value, Service and Commitment

Welcome to JAR Insurance Services, a team of dedicated insurance professionals committed to providing our clients and partners with caring, personalized service. Thank you for visiting our website.

You may also request additional information about specific coverages available, request a personalized quote, or ask us any questions that you have regarding insurance planning.

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Why contract with us?

Responsive to your needs in an ever changing market, JAR Insurance Services offers you the very best available products for your clients from the insurance industry's most highly rated and trusted companies.

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What we deliver

We offer unparalleled service and support from a caring, responsive staff. We ensure that each agent is treated with respect and will do all we can to earn your business and more importantly - your trust.

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Commission Structure

Typically, an Agent has earned a good commission from the initial enrollment with no renewals, and not much of an incentive to keep business on the books past the first year. The new CMS rules about first year and renewal commissions could put you on a solid base for years to come.

In the new playing field, everyone wins. Less incentive for unscrupulous agents to churn business to get new first year commissions and those that were in it for the quick “hit” commissions will go elsewhere.

This leaves the dedicated MA agent a steadier base upon which to build. Add Life sales and you can watch an amazing income grow in 6 years. Let’s look at some examples of how YOU can build renewals: Agent sets a modest goal to write 100 MA apps during the AEP/SEP season each year. 70 apps will be written during AEP and 30 during SEP. Using the assumption that 50% or one half of the enrollments will count as first year commission (a person that has not been in an MA plan before) let’s look at the long term commission income also assuming an 80% retention would be. Let’s use the first year commission of $500; 1st year and $250 renewal for 5 years.



Season 1
50 apps @ $500 commission = $25,000
50 apps @ $250 commission= $12,500

Total commission = $37,500
Season 2
50 apps @ $500 commission = $25,000
50 apps @ $250 commission = $12,500
80 apps @ $250 renewal from season 1 = $20,000

Total commission = $57,500
Season 3
50 apps @ $500. commission = $25,000
50 apps @ $250. commission = $12,500
80 apps from season 1 @ $250. = $20,000
80 apps from season 2 @ $250. = $20,000

Total commission = $77,500
Season 4
50 apps @ $500 commission = $25,000
50 apps @ $250 commission = $12,500
80 apps from season 1 @ $250 = $20,000
80 apps from season 2 @ $250 = $20,000
80 apps from season 3 @ $250 = $20,000

Total commission = $97,500
Season 5
50 apps @ $500 commission = $25,000
50 apps @ $250 commission = $12,500
80 apps from season 1 @ $250 = $20,000
80 apps from season 2 @ $250 = $20,000
80 apps from season 3 @ $250 = $20,000
80 apps from season 4 @ $250 = $20,000

Total commission = $117,500
Season 6
Under the same assumptions, your total first year and renewal commissions will be: $137,500


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Corporate Office
JAR Insurance Services
17215 Studebaker Road, Suite 390
Cerritos, CA 90703