Medicare Advantage

Medicare Advantage from JAR Insurance Services

Medicare Advantage

from JAR Insurance Services

What is Medicare Advantage and who needs it?

We offer those who are Medicare eligible a full-range of Medicare services. Our licensed agents find the best plan available in your area and will unbiasedly recommend a plan that specifically fits your needs and is designed to provide you with all the benefits of Medicare Parts A & B and additional non-covered benefits.
  • Medicare Advantage Plans (also known as “Part C” or “MA Plans”) are offered by private companies that are Medicare-approved
  • You need to be enrolled in Medicare Part A and Part B to join an MA Plan
  • MA Plans are health insurance programs that act as a substitute for Original Medicare Parts A and B
  • MA Plans include: Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, Medicare Medical Savings Account Plans
  • Most MA Plans include Part D prescription drug coverage
  • If you need additional coverage than what Original Medicare offers, you should consider enrolling in a MA Plan
  • MA Plans cover emergency and urgent care

FAQ’s about Medicare Advantage

  • If you live in the service area of the plan you choose to join.
  • If you have Original Medicare Part A and Part B coverage.
  • If you don’t have end-stage renal disease (ESRD). There are a few exceptions.
  • You can sign up for an MA Plan when you first become eligible for Medicare or when you turn 65 years old
  • This is a 7-month period that begins 3 months before you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65
  • Examples of special circumstances that qualify you for a Special Enrollment Period include (but are not limited to): If you move, If you are Medicaid eligible, If you are currently receiving care in an Institution (i.e. nursing facility)