Medicare Advantage from JAR Insurance Services
from JAR Insurance Services
What is Medicare Advantage and who needs it?
- Medicare Advantage Plans (also known as “Part C” or “MA Plans”) are offered by private companies that are Medicare-approved
- You need to be enrolled in Medicare Part A and Part B to join an MA Plan
- MA Plans are health insurance programs that act as a substitute for Original Medicare Parts A and B
- MA Plans include: Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, Medicare Medical Savings Account Plans
- Most MA Plans include Part D prescription drug coverage
- If you need additional coverage than what Original Medicare offers, you should consider enrolling in a MA Plan
- MA Plans cover emergency and urgent care
FAQ’s about Medicare Advantage
- If you live in the service area of the plan you choose to join.
- If you have Original Medicare Part A and Part B coverage.
- If you don’t have end-stage renal disease (ESRD). There are a few exceptions.
- You can sign up for an MA Plan when you first become eligible for Medicare or when you turn 65 years old
- This is a 7-month period that begins 3 months before you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65
- Examples of special circumstances that qualify you for a Special Enrollment Period include (but are not limited to): If you move, If you are Medicaid eligible, If you are currently receiving care in an Institution (i.e. nursing facility)