Announcing 2026 Medicare Advantage and Part D Commissions

The Centers for Medicare & Medicaid Services (CMS) recently announced the maximum 2026 commissions for Medicare Advantage (MA) and Medicare Part D plans. Agents will continue to see growth in compensation, with rates increasing by an average of 2.5% nationally for Contract Year 2026.

Medicare Advantage Commissions

In California, initial commissions have increased from $780 to $864 per member per year, a 10.8% increase. Renewal commissions rose from $390 to $432 per member per year, also a 10.8% increase.

Nationally, initial Medicare Advantage commissions have grown from $626 to $694 per member per year, reflecting a 10.9% increase, while renewal commissions increased from $313 to $347 per member per year, also a 10.9% increase.

Medicare Part D Commissions

For Medicare Part D, initial commissions have risen from $109 to $114 per member per year, a 4.6% increase, and renewal commissions have gone from $55 to $57 per member per year, a 3.6% increase.

For detailed information, you can view the official CMS memorandum outlining the initial and renewal commission rates for Contract Year 2026, broken down by region.

Steady Increases Year After Year

For more than ten consecutive years, CMS has steadily increased maximum broker commissions for both Medicare Advantage and Part D plans. These continued adjustments reflect the important role that licensed agents play in helping Medicare beneficiaries understand their coverage options and make informed decisions.

At JAR Insurance Services, we recognize the essential role agents play in serving their communities. Our team is dedicated to supporting agents with the tools, training, and resources needed to grow their business and better serve Medicare beneficiaries.

If you’re looking to expand your opportunities and grow with a trusted partner, connect with JAR Insurance Services to learn more about how we can help you succeed. Find out more here.